ebts -Living in debts is not new but this is not the best life for anyone with intention to succeed.
There are therefore several strategies to employ so that to get out of indebtedness for that subsequent freedom anyone would desire or deserve.
So first things first, for one to live a debt free life there is need to check or rather to track expenditures. This means taking stock and taking notes of where you have been spending carelessly. Be very ruthless while trimming out unnecessary expenditures.
Secondly, you will have to learn to dispose off any stuff that is nolonger in your use. There is no comfort in keeping items in your home or office just for the sake of it. Gone are days when peers used to brag about how much items they have at home.
Thirdly, to get out of debts, never ever start fresh debts but instead use part of what you have earned to settle any outstanding bills or debts. Never use your earnings to start new expenditures, use it to first settle what you currently owe people.
Fourth, you will have to agree to the new plan of using any gift, tax relief etc to settle your debts. This is a rare period say one could luckily get a considerably extra income not planned for which can then be used to clear debts.
Last but not least, you have to avoid unnecessary borrowing and using loans to clear another. It is a bad habit that has brought many down.
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